Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole M

Best decision ever

Pet insurance was the best decision I ever made. It's made taking care of my dog so much easier and with less stressful decisions making.
5

out of 5

POSTED: | BY: Skye

Smooth experience every time

Nationwide Pet Insurance has been a life saver after my dog was diagnosed with a heart condition. It is easy to file claims and receive reimbursements.
5

out of 5

POSTED: | BY: Chelsea

Too expensive, but they take care of you

I love the coverage I get and how easy it is to submit a claim and be refunded, but I dont like that my premiums doubled in price this year. I have found somewhere else that will offer the same coverage for half the price and I think I may switch for that reason.
1

out of 5

POSTED: | BY: Leonard Ware

Nationwide is terrible

Not easy to file a claim. Every claim is not picked and you find a way to deny it. I feel like I’m stuck with you now but if I could leave for a different company I would. Awful customer service and you always try to wiggle out of paying claims.
5

out of 5

POSTED: | BY: Otie Ann

Nationwide is a great partner in my dog's healthcare!

Nationwide has been a great partner in my dog's healthcare. I have found their comprehensive services have allowed me extra ease around caring for my dog!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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