Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cecilia

Keep up doing a good job!

Thank you for your services! Keep up the good job! It’s very helpful in such high costs of my dog expenses.
5

out of 5

POSTED: | BY: Larry

Ease of Service

Great ease of service. Vet sends Application to Nationwide and they handle the claim in a timely manner. We aren't involved until we receive and deposit the check.
2

out of 5

POSTED: | BY: Robert

Read the fine print!

Make sure you read the fine print. Quite a bit is not covered for the 1st year of service and we were left with paying more than 3000 out of pocket for things that would have been covered after the first year. This company wants to make sure they take enough of your money up front before they start covering anything major.
5

out of 5

POSTED: | BY: Rose

Payment reimbursement takes a bit 2 long

I like this insurance, but payment reimbursement takes a bit to long. I also don't know why they do not cover prescription drugs.
4

out of 5

POSTED: | BY: eileen/albert

Couple of things

rates are too high and they get worse every year at renewal, claims take too long for reimbursement

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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