Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephanie

Best Insurance Ever!

For being a mutt, our dog is VERY high maintenance. She's managed to inherit all of the unfortunate health issues of her breeds. Thankfully, Nationwide has been a huge help in offsetting the cost of her vet visits. Filing claims is super easy and my claims are always paid quickly. Rarely do I ever have to call for clarification on a claim payment, but when I do, customer service is wonderful. I recommend Nationwide to all of my friends with pets.
5

out of 5

POSTED: | BY: Patricia

Easy process!

Thank you!!
5

out of 5

POSTED: | BY: Jennifer

Fast and easy claim service

Unfortunately I have had to use my pet insurance quite a few times for one of my pets and Nationwide has always been efficient and easy to file a claim with. I recently added a second pet and have suggested them to anyone looking for pet insurance. They have wellness coverage which is amazing and more deductible/ payout options than most other companies. While the prices have increased from my first pet to my most recent they are still reasonable and less expensive for better coverage than most competitors.
5

out of 5

POSTED: | BY: Frank

Everything has been very easy when dealing with Nationwide

I am very pleased with Nationwide from the day I heard of their pet insurance even now.
1

out of 5

POSTED: | BY: Samantha

Don’t bother

I called just to ask about pre-existing conditions and got the run around. This lady actually said if you ever have a soft tissue injury then it could be injured again due to the weather or an accident. I asked to speak to someone who could answer a specific question and she refused, reading to me again from the policy she had in front of her.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review