Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Emily Tillinghast

Good overall, could have done more onboarding for me

I thought it was so cool that you have an app to submit claims, but I downloaded the nationwide app and spend several days getting my access denied and had to use the website to submit my first claim. In the welcome process, it would have been easier for me if you had specified which app (vitusvet) I should be using, and I hope that's the right app. Other than that, I'm happy with the service and look forward to many healthy years with my pup in good hands.
5

out of 5

POSTED: | BY: Genti Tollkuci

Claim processed in record time,which made it very easy for us to focus the attention on Hunter getting the care he badly needed.

We are extremely happy with how fast and expedited the claim processing was handled for Hunter's recent hospital visit. The full process took less than 48 hours without any friction, allowing us to completely focus on Hunter's health and care. Thank you Nationwide!!!
5

out of 5

POSTED: | BY: Jackie Jernigan

Great coverage and service!

Excellent coverage of 90% after deductible and prompt payment!
5

out of 5

POSTED: | BY: Luz Jaramillo

Great coverage, easy claim processing!

Claims processing is very easy to do thrugh the VitusVet app! Highly recommended!
5

out of 5

POSTED: | BY: Stephanie Burgess

Great pet insurance!

Nationwide has been really great! They have covered 90% of our urgent vet services after the deductible without hesitation or discussion. We had a problem with one check and after calling I received quick customer service with no problems sending a new check. We are happy that we chose Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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