Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,749

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Stan

Good service, but didn’t recover as much as expected.

It was good dealing with claim. I did it electronically. I spent $830 out of pocket and received $530 back. It’s a good payback, but I would expect 100% paid back, since it was an emergency visit.
5

out of 5

POSTED: | BY: Marie

Very Fast!

My last two claims were processed in the fastest time ever!! They were processed in just a few days!! Talk about exceptionally fast service!!! Thank you all for your hard work!!!
5

out of 5

POSTED: | BY: Bonnie

Quick and easy claim service

Always quick service and good explanation of benefits
5

out of 5

POSTED: | BY: Michael

I love how simple it is to file a claim and receive payment!

I really like our Pet insurance coverage through Nationwide. It is so fast and easy to use the mobile app to file a claim and receive payment straight into my bank account.
5

out of 5

POSTED: | BY: Nicole

Never had any problems!

They've done a great job of taking care of all of our claims with no fuss, confusion, or problems. It's been very easy, especially with the addition of the app compatibility.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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