Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,749

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tara

With Nation Wide I never feel alone in paying the costs.

I am happy I came across Nation Wide through Petco where I shop for my puppy. I feel less stressed for doctor visit costs. Thank you Nation Wide!
4

out of 5

POSTED: | BY: Tonya

Decent

All has been pretty good over the years even though we had one claim that was not paid even after previous claims for the same problem had be paid. That didn’t seem right at all. We are really struggling right now as we just got Lilly’s new premium notice & it skyrocketed in price. We are debating now whether to keep the coverage or not.
5

out of 5

POSTED: | BY: Julie

So thankful for Nationwide

We are so glad to have pet insurance! Filing is so easy and checks come in a very timely manner! Thank you Nationwide!
5

out of 5

POSTED: | BY: Grayson

Does what pet insurance is supposed to do

Have filed many claims for my canine non-human companion. Nationwide has always come thru without question. Timely payments and customer service has been helpful with any inquiry. I am not being compensated for this review.
5

out of 5

POSTED: | BY: Denise

Nationwide is really "on your side"

I've had pet insurance for many years for all my past dogs when they were known as VPI. My Harry T was 7 when I got him and developed several "old dog issues" in his golden years. Upon his passing in 2005, VPI reimbursed very well on that last week he was in doggie hospital, reimbursed the unused premium and then did something that still leaves me in awe; they sent me a sympathy card indicating a donation being made in Harry's name to one of their local animal shelters.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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