Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

Impressive Insurance For Pets

So happy that I have my pet insured with Nationwide because it covers vet visits and filing claims are fairly easy. When I speak with the customer service representatives they are very kind and answer any questions that I have.
4

out of 5

POSTED: | BY: Deborah

too much time

The only thing I have an issue with is the fact that it takes a great deal of time to process the claims, whether it is a claim for $10 or $1000 the time to process is unnecessarily long. I have had several friends who have policies with other pet insurance companies that agree with me comparing their companies to Nationwide. While I love the coverage, I may change when our policy comes up for renewal to a company that gives me the same coverage but handles their reimbursements a little quicker.
4

out of 5

POSTED: | BY: Janice

Great service. Easy to use.

Easy app - great for submitting claims. Communication is prompt. Only complaint is that I didn't realize parasites were an exclusion on my coverage and we live near a lake, so parasites are an ongoing problem. Wish I'd realized beforehand.
5

out of 5

POSTED: | BY: Delanie

Easy as pie

My dog hurt her paw and the cost was over 1200.00. Insurance paid over 1000.00 of that bill. Easy to file. 2 thumbs up
5

out of 5

POSTED: | BY: MARIO

Realiable and always there when you need it the most.

I'm glad I have the peace of mind to know I can handle any pet emergency thanks to nationwide pet insurance. For the past 2 years it has been there for us and has delivered what it promised.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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