Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,749

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorna

Was happy and surprised on how fast and how great the service was.

I recommend anyone to get pet ins. My dog was so sick I thought I would lose her and she had all tests run and having ins. really helped me out. Certainly worth getting. I do have to remember there is a vet on this site that you can contact. I'm very happy with the insurance.
5

out of 5

POSTED: | BY: Andrea

This insurance is consumer friendly!

Nationwide was there for us when we lost our dear Hannah. So glad to have you
5

out of 5

POSTED: | BY: Jennifer

Peace of mind when take my dog to the vet.

Love not having to worry...too much...about the cost when taking my pet into the vet. The only complaint I have is time. Takes at least 2 weeks before my claim shows up and then its another 3-4 weeks before payment.
3

out of 5

POSTED: | BY: Theresa

Good service, but very high rate increase forcing canellation of policy.

Disappointing rate increase from last year. Did not make financial sense for us to continue with Nationwide. Cancelled policy.
4

out of 5

POSTED: | BY: Bethany

Pretty great

I've been quite happy with Nationwide overall. I like that they cover the cost of preventative meds like flea control, etc. I don't like that they don't cover the cost of GI upset. For a long while they were taking a good 30-days to pay claims, but the last two claims I submitted were paid within a week, which was great! All said, I'm quite happy with the coverage and would recommend them to others.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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