Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lysandra L

Best thing I ever did!

Peace of mind knowing that expensive pet bills will be covered. Claims process is quick and easy.
5

out of 5

POSTED: | BY: Angie V

It’s has exceeded my expectations of what pet insurance does especially after having one that wasn’t that great.

I had pet insurance with another company and it didn’t do what it was supposed to. Finally after reading a bunch of positive reviews on nationwide pet insurance, my family and I decided to join this network and we love it! We feel secure in having a pet insurance like this and that does what we expect it to do and more. I love the virtual vet, it has been helpful in the middle of the night when I would worry too much about whatever is going on with my dog and I would feel better being able to talk to someone online or over the phone.
5

out of 5

POSTED: | BY: Louann Rittenhouse

The entire process is smooth

I am very happy with Nationwide pet insurance
5

out of 5

POSTED: | BY: Rachel

Filing a claim has never been so easy!!

We adopted our dog back in early April and purchased pet insurance right off the bat, and we're so happy we did! The first few claims I filed via email/scanned the itemized vet receipts. Then I got the app and it is SO much easier. You just select which pet it's for, the vet clinic, whether it was a wellness or sickness visit, the invoice total, and then take a picture of the itemized receipt from the vet...submit it, and you're done! You then get a confirmation email, and a week or so later you'll get an email that you've been reimbursed and all that's left is to transfer the money to your account. Super easy, quick, and simple. No complaints so far!
5

out of 5

POSTED: | BY: Rocio Sanchez

Great!!

I love nationwide! They're quick and attentive to my pets needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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