Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maureen Mahle

Wonderful peace of mind with pet insurance

Purchasing pet insurance with Nationwide was one of the best decisions we made for our pet. I have peace of mind knowing we are covered for the unexpected, plus the coverage of routine care is amazing.
5

out of 5

POSTED: | BY: Vera

Excellent

What wonderful people in this Company. So kind and personal They process check in timely fashion. They supply all your needs
4

out of 5

POSTED: | BY: Sheri Dykowski

Golden Care

This is my 2nd Golden Retriever covered with Nationwide - that should pretty much sum up my experience.
5

out of 5

POSTED: | BY: JUSTYNA GROCHOWSKA

Excellent!

Nationwide team, thank you so much for being so prompt and always available. Hank is very lucky to have you as his insurance company.
3

out of 5

POSTED: | BY: Raquel Bryant

Expensive for peace of mind, long processing times.

This is expensive for peace of mind. I plan to set up a savings plan for my dogs for health services in lieu of this insurance. Processing also takes too long. Over a month before you are reimbursed for any expenses. The EOBs don't tell you where you are with meeting your deductible. Only that you haven't met it for them to pay. So you will need to keep your own tally of expenses.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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