Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cathy

Best pet insurance hands down

Affordable rates and prompt attention to claims.
5

out of 5

POSTED: | BY: Eileen

I am pleased with coverage .

I have always used Nationwide for my dogs. I don’t recall the monthly cost to go up $30.00 in one month ever! She is only 8 and in pretty good shape besides the torn ACL! An agent said it had something to go with the state of Connecticut? That’s strange! It’s hard for a Senior to rescue animals as it cost too much! Very sad! Thank you. I trust in Nationwide even though the premiums are getting too high.
5

out of 5

POSTED: | BY: Corinne

Nationwide Cares

I've had mainly positive experiences with Nationwide Pet Insurance.It would be easier if vets worked with insurance companies upfront (before billing the customer), but I can say that from a "caring" perspective, Lu (my dog) seems to be cared about more than a human. With constant check ins, 24/7 helpline --- I feel like Lu receives better care/concern than I do from my own insurance company and doctors.
5

out of 5

POSTED: | BY: Suzanne

My favorite pet insurance... but now monthly payment jumped to an additional $20 per month and we have to say Good Bye

I have loved being part of this insurance group for my dog, Earl. All has been great. But now we jumped to almost $80 per month on my last renewal and that is out of my budget. I shopped around and found the same policy (apples to apples) and have to leave Nationwide. It was a great five years but time to go... good luck! I hope I receive the same excellent service from my new insurance carrier.
4

out of 5

POSTED: | BY: Sandra

Unfortunate that you don't cover for a previous condition dog had once before ,i.e. ear infection

It is helpful to have pet insurance to lighten the load. Nationwide has been supportive in guiding us through the claims process and respond rather quickly letting us know when the claim reached them and how to track its status.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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