Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Fis

Pet insurance

I am very happy with nationwide pet insurance. They have been wonderful from submitting my claims to pay them.
5

out of 5

POSTED: | BY: Rima Balch

Insurance as it should be

I've submitted several claims for my dog over the past two years of his life and I have not once has an eyelash batted at a claim. I submit it through the app, get confirmation that they're looking at it and the response is way under 30 days and the coverage is what my plan says. I highly recommend this company especially after hearing so many horror stories from friends that have other insurances.
5

out of 5

POSTED: | BY: Dodjie

Lifesaver

Our decision to rush our pet to the Emergency in the middle of the night was truly a lifesaver for our pet having not to worry about the finances at a time when we could not afford that option. Because we have Nationwide covering our backs, we would not have thought otherwise and it turned out to be a lifesaver for our beloved family member. Thank you Nationwide for the excellent support and ease of the claim process. We never would have thought that emergency could come at the wrong time and at the worst financial situation but there you were covering us when we needed it most. Thank You!
5

out of 5

POSTED: | BY: Shirley Sauerwin

Fantastic Insurance

Very good people. The pay you in great amount of time. In other words they don’t drag their feet. 🥰
3

out of 5

POSTED: | BY: Kimberly Headen

Rude customer service and process for claims is slow and archaic

takes an average of 30 days to process claims, the website does not provide any added value when trying to look up claims from last month and very snotty representatives when i call asking questions. i am so sorry to be a bother, guess i need to take my business elsewhere.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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