Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tai Heatley

Happy with Nationwide

Very happy with the ease of processing a claim.
5

out of 5

POSTED: | BY: Paula Buechele

I think Nationwide is an excellent pet insurance, vet help line is great!

I think this is the best insurance for my pet possible. I have the wellness rider or whatever it is and it is great. I would highly recommend this insurance for anyones pet.
5

out of 5

POSTED: | BY: Jeff

First claim for reimbursement went smoothly

Filed for my first reimbursement and was pleasantly surprised how smoothly it went.
5

out of 5

POSTED: | BY: Emily Dingle

Clear and concise!

This is the first time I've acquired pet insurance for my fur baby and it has been a pleasure. Every document is clear as to why it why not the claim was covered. I'm happy to continue using Nationwide as the carrier for Eli!
5

out of 5

POSTED: | BY: Lynda Dixon

Nationwide has been wonderful to deal with.

I wish some of the semi annual medicines are only covered the one time instead of the additional times. Wish coverage were good for percentage of each preventive med not matter if purchased once a year or2-4 times.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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