Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eniko Bartha

Great value with excellent service!

I highly recommend Nationwide Pet Insurance. There are a good value with excellent customer service. Easy to file claims!
5

out of 5

POSTED: | BY: Karina K

Peace of mind

Easy to work with... peace of mind for us as pet owners of these little adventurous pups... service & quality exceptional... Thank you 😊
5

out of 5

POSTED: | BY: Allison

So glad I signed up for pet insurance!

Owning a dog is crazy expensive. Every vet visit is an automatic $300. So it's nice to know that we can get most or all of that back and not go completely broke caring for our little Boyo.
5

out of 5

POSTED: | BY: Edmond Rogers

Thank G*D for Nationwide Pet Insurance!

Nationwide has been very good about both the amount and speed of reimbursement to me. I am sincerely thankful I can afford to have their policies for my older dogs.
4

out of 5

POSTED: | BY: Melba Meade

Overall

Customer service is one of the best that I have ever dealt with. Sophie is on the Major Medical Plan and I pay $789.00 a year. This policy has been great this year because she has been sick a lot but most years I loose money on this policy. I realize this is the reason you have insurance but I feel the 100.00 you pay for additional test: blood,X-rays and EKG should pay more as well as the flea control and heart worm prevention. In most cases you pay the same for your wellness plus plan as you do for your wellness max plan. I feel the wellness max should pay more than the plus plan.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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