Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Grateful

Pesto had to have dental surgery recently. Italian Grehounds are prone to dry mouth and therefore early tooth decay. Despite annual cleanings, he needed 9 extractions, so I was very glad I had this insurance.
5

out of 5

POSTED: | BY: J.

Thank you for reimbursing us for Sterling's vet visit.

Pet Insurance is very important when you own a pet. It eases your mind, somewhat, when the bills come in. Thank you!
5

out of 5

POSTED: | BY: La

Gracie doing great

Great insurance and wonderful customer service.
5

out of 5

POSTED: | BY: Corinne

Quick response, easy to submit claims. I'm happy to know my best friend is covered

I've been very happy with my dog's insurance. He is my best friend and child. I never want to have to make any decisions based on finances. Nationwide has been easy to use and very responsive.
5

out of 5

POSTED: | BY: Anjie

I wish my health insurance was as good as my dog's!

We tell everyone we know that Nationwide Pet Insurance is the best way to care for the little dog that we love so much. We do not worry that something will come up and obliterate our budget. Nationwide has delivered on what they said they would approve, no drama, minimal paperwork, hassle-free. The checks come fast, the website is easy to use, and we don't have to think about it. Please take over human health insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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