Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katherine Mccomb

Nationwide is great on paying claims promptly and also checks to see how my dog is doing.

Nationwide checks to see how my dogs health is after I file a claim. They pay the claim promptly. I recommend Nationwide to alot of people. I love them
3

out of 5

POSTED: | BY: Denise

My dog was treated unfair. You keep moving the carrot.

I am not happy with your pet insurance. I was told that when I first enrolled in the insurance that my dog would be reconsidered to have his gastro condition covered under your insurance. After the six months without any reoccurrence, I requested to have my dog reconsidered to be covered of this condition in the future. I was told they would have a response in 30 days. After 30 days, they told me that they would take another 30 days to review my dog’s case. After the second 30 day period, I was told that my dog had to be without any occurrences of his gastro condition for 1 year and that I had to take him off the special GI food. I think this is so unfair. First of all, you kept moving the carrot to benefit your company so you would not have to pay anything. Secondly, my dog is doing so good without any reoccurrences to date, so I will not change his food. He has been through enough and I’m not going to send him through anything else orchestrated by you because its never going to be enough for you. I am willing to bet that there are many other pet owners that have gone through this same thing or something similar with your company. So Unfair! I feel like I was lead on.
5

out of 5

POSTED: | BY: Jeanne Exworthy

Your payments are right on time.

Thank you especially for the direct deposit. I'm so glad I read the insurance policy to learn that the insurance pays for prescription cat food. Sure helps my budget a lot.
5

out of 5

POSTED: | BY: Alexandra Klopp

Fantastic!

I have been using Nationwide pet insurance for years now. Getting a claim reimbursed has never been an issue, and their coverage is great. I will never have another pet without Nationwide insurance!
5

out of 5

POSTED: | BY: Eddie

Easy, Online Claims Process

Nationwide has a great online claims process, and they review claims very quickly. Easy to use, great support.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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