Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wayne A

Great coverage for a reasonable price

The coverage is great for the price and the claims are paid promptly.
5

out of 5

POSTED: | BY: Jolyn edwards

You area amazing and appreciate it so much

You are amazing thank you
5

out of 5

POSTED: | BY: Debra Lambeth

Fantastic Pet Insurance Provider!

Great service and benefits. My animals are like my children, and I'm so greatful I purchased policies for them years ago. They have had many serious health issues and "accidents" and you all came through for us. Chloe now has her second cancer and because of her coverage, she is comfortable and doing well. I see too many people have to let their "furrbabies" go because they could not afford emergency and/or serious treatment to save them. Many thanks to you all.
5

out of 5

POSTED: | BY: Deborah McGhehey

Slow pay

Claims payment for routine care is much slower than it use to be. I can understand it taking longer for major medical claims but, routing care is pretty cut & dried.
5

out of 5

POSTED: | BY: Afroz Qadeer

Great plan, awesome coverage!

We have used Nationwide ever since we got our dog about 4 years ago. The experience has been great. The coverage is great and the fact that Nationwide allows our vet to submit all the expenses directly makes it really easy. The account access through the website makes it easy to track submissions and reimbursements. Have not had any issues getting reimbursements on time. Hard to believe but so far we have not needed to call Nationwide customer service for anything.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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