5
out of 5
POSTED: | BY: Jenn
Fast claim response time
First time submitting a claim. Super easy and super fast response time. Love the direct deposit option.
4.8
out of 5
Number of reviews 25,772
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Holly
Solid pet insurance
We obtained Nationwide Pet Insurance when we first got our dog about 3 years ago. We purchased the whole pet policy, which has a high annual premium, but it covers pretty much everything at 90% after we pay our $250 deductible. We have been pleased with this insurance, and the ease with which we can submit the claims through the app on my phone. Our dog is very healthy overall, but she had a bad bout of giardia the first few months we had her, and we had peace of mind knowing her (repeated) treatments were covered, along with her medications. These past few months, she has had ear infections that have been hard to clear. I did have to file an appeal of one of the minor ear treatments that Nationwide initially denied, but after I filed the appeal and spoke with a rep, Nationwide covered it. I appreciated that very much.
5
out of 5
POSTED: | BY: Pamela
Excellent Service From Nationwide Pet Insurance
I hadn't submitted any claims for over 2 years and finally went through my stack of old vet bills. I submitted over 20 claims for my 2 mini dachshunds (by mail) and was surprised when the claims were all processed in about 2 weeks. I know that included reaching out to my vet for more details on at least one of them.
I really appreciated the fast turnaround, especially with the number of claims I submitted all at once. And the peace of mind of knowing I never have to skimp on my pets' care is priceless to me.
5
out of 5
POSTED: | BY: Sandra
Great
Please with service so far.
5
out of 5
POSTED: | BY: Hilda
Great online claims system!
Great way to submit things online, only suggestion would be to have a status of claim that is more detailed other than just pending. You're left in the dark for 30 days. But it was nice to get an email checking in on our 4 legged baby.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.