Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,781

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Alexandra

Good but little things can be improved

Overall happy. However after submitting a wellness vet visit for reimbursement I got an email saying Nationwide was hoping my dog was feeling better. It makes it a whole lot less genuine when the visit wasnt for a sickness and was classified under wellness. So now if I got another email it wouldn't mean anything. Lost the credibility there. Otherwise the processes are fine and clear. Could improve speed of reviewing and paying out. I had a different company previously who approved and submitted in 48 hours. Doesnt have to be that fast but a week would be better.
5

out of 5

POSTED: | BY: Ann

this insurance is very helpful with animals that have a serious condition but can live a normal life.

Years and years ago, i was asked to purchase insurance for my pet and at that time the coverage was very poor from the companies at that time and really did not make sense to buy insurance for your pets. Now the insurances are better capable of handling your claims and at a fair price. This company has helped in the way of how it covered our pets needs and they do get concerned about individual pets.
5

out of 5

POSTED: | BY: Monica

Awesome Benefit

Awesome!
5

out of 5

POSTED: | BY: Allison

You get what you pay for!

I want to give a huge shoutout of thanks to Nationwide for standing behind their pet insurance. It's a daunting decision to make, choosing a carrier that will help you in your time of need. Our Murphy is a happy and healthy puppy but had an unfortunate leg break at 8 months of age. Between the surgery, vet visits and medications, it was an ordeal. Knowing that Nationwide was behind us at least took some of the financial burden away and we were able to get him the best treatment. Thank you!
5

out of 5

POSTED: | BY: Denise

Amazing convenient service

I am so happy I signed up for pet insurance it has been so helpful with his unexpected problems!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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