Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Liz

Totally worth it!

Nationwide has been so helpful. From utilizing the vet helpline to processing claims, it is an easy experience that takes the confusion out of insurance. With getting a new puppy in the city, it was important that we were covered and boy, did that pay off! We had a few incidents and Nationwide was quick to pay and available for help.
5

out of 5

POSTED: | BY: Nancy Guarascio

Best insurance for pets.

All 4 of my dogs have Nationwide Insurance!
5

out of 5

POSTED: | BY: Melissa

I was hesitant to get pet insurance at first, after now I am glad I did!

The experience has been very positive.
5

out of 5

POSTED: | BY: Tami Carver

VPI is easy to work with

I appreciate VPI following up on Chloe after her surgery. VPI processes claims quickly. I am thankful for Pet Insurance it has helped with our vet bills.
1

out of 5

POSTED: | BY: DRS

Rip Off of Pet Owners

Bought pet insurance at recommendation of our vet---1 year ago---new puppy. Payed over $600 for the year plus $250 deductible. Got about half the $ back. Vets like you to have insurance-----easy to get more procedures accepted. At the end of the year---vet said to go onto the Whole Pet and Wellness plan---since would now cover dental and MUCH more. Went thru 3 agents before given a quote. About $1,000 per year plus the deductible. Several days later---told could not get this plan because the vet had noted some potential future knee cap problem in medical notes!! Vet will NEVER make that mistake again!!! So--having had about 18 dogs over a long life---and NEVER spending $700 in one year---excludes food---just dropped all coverage. Insurance companies are in it to make $ and the vets to get you to accept more procedures!!WOULD NOT RECOMMEND.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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