Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tarn

Great support for claim filing

Suddenly, our Spinone Fortinbras got sick - real sick. Now, he's crossed the rainbow bridge, Responsiveness to the claims is greatly appreciated.
5

out of 5

POSTED: | BY: David

Peace of mind with very easy reimbursing for my dog's wellness plan claims.

Nationwide makes it very easy to submit Wellness claims and get reimbursed for my dog's monthly flea & heartworm medications.
5

out of 5

POSTED: | BY: LAUREN

Getting pet insurance through Nationwide was one of the best decisions we made - complete peace of mind!

I honestly didn't think we needed it but the peace of mind that comes with having that coverage is invaluable. I am am shocked at how easy it is to use and how quickly Nationwide is to refund your claims. Beyond their annual wellness exams, one of our dogs ended up with an ear infection and has to go in for weekly antibiotic treatments - Nationwide delivered and have been quickly refunding us for every vet visit. Thank you for great overall service and reliability.
5

out of 5

POSTED: | BY: Brandi

Overall great experience.

We have been covered for several years by Nationwide. Claims are easy to file. Reimbursement is always timely and the coverage is very good. I always recommend it.
1

out of 5

POSTED: | BY: Robbie

Try to get out of providing coverage as much as possible

It is clear you try to get out of providing coverage, you would rather do anything than provide support for vet visits. You make it impossible to be reimbursed. Paying for this service is a waste because you will literally do whatever it takes to get out of helping provide coverage. We plan to cancel asap.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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