Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Salli Clipp

Excellent turn around time

Your turn around time on claims has been extraordinary lately. I don't know if I am providing more information for you to make a better decision or what, but keep up the great work!
5

out of 5

POSTED: | BY: Courtney

Great customer service

Nationwide has been a wonderful insurance company. Our puppy has had medical emergencies on top of the regular, normal puppy exams and vaccinations. It is very easy to file a claim and within a few days it is usually processed. They even reimburse directly into my bank account! Thank you Nationwide
3

out of 5

POSTED: | BY: Karen Urbatchka

Highest coverage plan available, but a lot of hoops to jump through

We switched to Nationwide from Healthy Paws earlier this year. Healthy Paws’ premiums were going up a minimum of 25%+ each year and we kept having to downgrade our coverage to keep the plans affordable. Anyway, we chose Nationwide's full coverage plan to pays 90% on just about everything after the $100 annual deductible. While Nationwide has lived up to their end of the bargain to cover 90% after the deductible, I’ve had to argue with them and jump through quite a bit of hoops to make them do so. I would recommend them because I think there is value for their coverage. While the full coverage plan is expensive, it gives us peace of mind knowing we won’t have to worry about how we are going to finance an emergency.
5

out of 5

POSTED: | BY: Jared Goldberg

Excellent Service & Value

Nationwide has been so easy to deal with, and they actually seem to care about both a) your pet(s) and b) you, the customer. I’ve been with Trupanion in the past for another pet of ours and the experience was awful. With Nationwide, everything is very simple, straightforward, and I don’t feel that we’re being taken advantage of.
5

out of 5

POSTED: | BY: Tim

So glad I signed up for dog insurance

Nationwide has been excellent and the process is seemless

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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