Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lucind

Our Abby has had her share of medical issues, I say THANK YOU everyday for having Pet Insurance through Nationwide!!

I want to thank Nationwide for taking care of this past claim for testing for Cushing Disease for Abby. She was diagnosed last fall with Cushing's Disease and had the total test sent to the University of Tennessee Endocrinology Lab. My understanding we needed to have this test to determine the type and severity of her disease. She was placed on the chemo drug Lysodren for the last several months to treat her. Our vet strongly suggested she have another one of these tests to see where she was in the process of her treatment and this test was the only way to determine how well or effective the drug was. Thankfully we did it, she is now considered in remission at this time and continuing to give her the chemo drug Lysodren longer than we needed to could have resulted in some damage. I was so thankful that the Nationwide Pet Insurance policy I have for Abby covered this expensive test for her again. Now Abby is taking Lignan and Melatonin as maintenance supplements. We are hopeful she will remain in remission for a while!! Thank you Nationwide!!
5

out of 5

POSTED: | BY: Sarah

Thanks for providing peace of mind for our fur family member

Super easy to file claims, never had a problem getting reimbursed in a timely manner. Thank you so much!!!!
5

out of 5

POSTED: | BY: Ann

The reviewing and processing of claims is quick and efficient!

We are impressed with the outstanding level of customer care provided by Nationwide Pet Insurance.
3

out of 5

POSTED: | BY: Jesus

Great service but...

I love my pup like crazy, and I like the service, but paying almost $100 per month is crushing.. $1200 per month on top of still having to pay at least 50% of all claims is a lot, especially for my policy. I wish there were more "a-la-carte" options. Thanks.
5

out of 5

POSTED: | BY: Teresa

Ease and Responsive

I enjoy having the peace of mind with the insurance coverage for my pups. All my claims have been handled quickly and without incident. I called the Vet Helpline for the first time and it was fantastic. I received informative and reassuring information that saved me from making a vet visit. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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