Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Stern

My Girl's Insurance

I have had Gracie covered since she was a baby and have had two major medical issues during her life. Although not 100% of everything has been covered, it has been a blessing to have insurance to assist in the hit we took financially to get her better. She will never be exactly the same but CLOSE! With the help of Nationwide it has been easier to deal with. Thank you!!
5

out of 5

POSTED: | BY: Jen

Beneficial

The first claim I had tookbawhile and Nationwide was slow to alert me they required more information. The 2nd claim was processed very rapidly so I am pleased. When I have called customer service they have been helpful
5

out of 5

POSTED: | BY: Carol Czajka

I'm somewhat satisfied

I've have had a claim sitting there since July 15 and I'm trying to do a electronic payment and it won't let me set it up
4

out of 5

POSTED: | BY: Carole Kane

Claim

My recent claim was paid the fastest ever! I don't like how the premiums increase every year. My premiums are always more that the actual health care costs.
5

out of 5

POSTED: | BY: Betsy Scott

I could focus on getting him better, not worrying about how I was going to afford it.

I can't stop singing the praise of Nationwide Pet Insurance to all of my pet parent friends! This has been a rrruff year! Dental cleaning in February, followed by a blown knee in March that resulted in TPLO surgery and then an unusual, scary looking growth under his armpit in July that was removed and biopsied (thankfully it came back benign). Every time someone asks me how I can afford pet insurance, I reply, "how can I not?". Even with the increase of premiums this year, I will continue with the coverage I have had because it really, REALLY allows me to focus on making sure he is healthy and happy! Thank you again!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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