5
out of 5
POSTED: | BY: Robert Sanders
Great job with quick responce
Good policy with great price.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara Knowles
Couldn't do it without you!
We never knew pet insurance could be so helpful, thank you for everything that you do to help. We love the vethelpline!
5
out of 5
POSTED: | BY: Michael Kinder
Excellent Insurance Coverage
Nationwide has provided excellent coverage for us. Claim process is quick and easy, payment through electronic checks makes the process a breeze!
5
out of 5
POSTED: | BY: Melissa Hiles
Peace of mind
We love this insurance. We understand why rates had to go up. The plan gives me peace of mind about August’s health and wellness.
5
out of 5
POSTED: | BY: Kathleen
Outstanding coverage, but sometimes claims come back too slowly
As an emergency room veterinarian with a pet with a lot of needs, let me be the first to say that this is the best value for coverage. Even with my own employee discount at my workplace, and not charging myself for examining my own dog, my baby girl racked up a bill of several thousand dollars over the year for everything from the routine vaccines to annual blood work and her brief hospitalization after getting into my first aid kit. Nationwide covered everything at 90% after the initial deductible. I believe the insurance, though admittedly a bit pricier than other plans out there, is so comprehensive that it paid for itself after just one trip to my facility (annual blood work, abdominal ultrasound for GI signs, hospitalization with IV fluids and meds with round the clock nursing care for 24 hours in the Chicagoland area). That said, if my work hadn't had a policy of not requiring employees to pay up front at the time of service, I don't know that I could have foot the bill. Nationwide sometimes takes too long to return my claims - once I think it took almost two months. That could pose a problem for individuals and their pets facing charges for particularly high-priced care, such as chemotherapy or urgent rescue measures (ie: successful CPR or emergency surgery). I would - and do - recommend this plan to anyone who has a pet and will listen, but I do think Nationwide can do more for its clients in shortening the turn-around time so people can make their credit card payments by the end of the month after getting their check back for insurance coverage.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.