Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,847

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

I really appriciate the ease of the process with my pets claims.

The insurance really makes me feel good to know I can take my dog to the vet with out worrying about not being able to afford her care it is very much worth it. Thank you.
5

out of 5

POSTED: | BY: Kris

Salesforce Business Analyst

It was VERY slow initially to get any feedback regarding claims and why there were or were not covered. I had to go back to the vet multiple times to get historical information. This last claim, however, went very smoothly without any issues whatsoever.
5

out of 5

POSTED: | BY: Pam

Great insurance!

This insurance has helped so much with the care of our dog. They have always paid a claim without hesitation. Our dog has had numerous “misfortunes” in her enthusiastic play times. Having the insurance helps me get the treatments she has needed.
5

out of 5

POSTED: | BY: Virginia

Outstanding coverage and customer service

I have been extremely pleased with the covered expenses for the care of Kenzie over the past year, the accurate information always provided by the customer representatives in a professional and caring manner, and the ease of processing claims and receiving reimbursement. As a retiree I was surprised by the big increase in premium for my second year and hope that won't happen each year in the future.
5

out of 5

POSTED: | BY: Vanessa

Thankful for Nationwide!

I'm so glad pet insurance exists and even happier that I decided to go with Nationwide after so much pet insurance research! They were the best fit for us. After I decided to adopt Levi, I knew (and was dreading) that there would come a time when he would need emergency care of some kind other than his regular checkups. In addition to feeling fully covered, I am extremely happy with Nationwide's EASY process of submitting a claim. I've been stressed out before and didn't had the time to sign in on a computer so submitting a claim through the app on my phone was the easiest thing I've ever done. The email follow-ups that you get about the status of your claim are so helpful and keep you informed so you have an idea of how much longer you have to go until you are reimbursed. Nationwide has given me the peace of mind that I never thought I would have while owning a dog. Levi is everything to me and Nationwide has helped me keep him safe and healthy. Since getting pet insurance for Levi, I never again need to hesitate to take him for a visit if I feel concerned about something. I can go to work relaxed, knowing that he is going to be okay because Nationwide is there for us.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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