Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sadie

Best Decision we ever made

WE ARE SO THANKFUL WE SIGNED UP FOR INSURANCE! We signed Bella up before we got her and it was the best decison we ever made. We signed up for the wellness plan and it has covered all of her puppy shots and spay as well as her sensitive stomach. It has given us such relief knowing that when we have to take her in, that she will be covered. Thank you so much!
5

out of 5

POSTED: | BY: Janet

Excellent service and coverage

I have never had any issues with putting a claim in. For the few claims I have put in the service has always been great. Fast and efficient
5

out of 5

POSTED: | BY: Amy

Nationwide is the best coverage option

Nationwide provides the best coverage and support. They truly value animals and help make proper care affordable so that you never have to deny a treatment due to cost.
5

out of 5

POSTED: | BY: Lisa

Quick Claim return

I appreciate the quick claim return. I submitted a claim and was reimbursed with in the week.
5

out of 5

POSTED: | BY: Kristin

Best decision I've made to enroll in Nationwide pet insurance!

I had thought about pet insurance about a year ago and then never got around to enrolling. When I finally did, I was kicking myself for not doing it sooner! Vet visits can get very expensive, even if it's just a routine annual wellness visit. Throw in antibiotics, vaccinations, and regular flea/tick and heart worm meds and things really start adding up. The insurance costs for this year have already paid for itself within the first 9 months of enrolling. I don't know what I would have done to pay for the vet bills this year if I didn't have Nationwide. And the mobile app is super easy to use and very quick to submit a claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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