Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steven Lange

Thank you!

Our dog was recently very ill and we couldn't figure out what was going on. We took him to the vet multiple times for a number of tests to rule out the worst.... We put in the claim and were delighted when we received very quick notification of reimbursement. I wish human medical claims were this easy!
5

out of 5

POSTED: | BY: Evangeline Gatling

Great

I always get the best professional service even when there is an inquiry for a re-examination of a claim. I am satisfied with the service and always feel confident that my and my pet's interests are considered.
4

out of 5

POSTED: | BY: Kelly Gilmore

Good pet insurer but challenging if your pet has a chronic problem

For most things they are great. I have a dog with herniated discs. She requires acupuncture every other week. After 8 visits this insurance won’t pay, so I end up paying for 14 weeks x 105.00 or $1,470 a year.
4

out of 5

POSTED: | BY: DORCAS KEE

A must have!

Insurance is a must have for any pet parent. They are family and you'll do everything for them and having Nationwide on your side means you have less worry about bills. While Nationwide has a lot of restriction on each medical condition but a small part of them helping with the bill is still useful. I have been asked many times to switch to other insurance companies but I have been with Nationwide for 5 years and they have my back when I need them.
5

out of 5

POSTED: | BY: Glen Long

I am well satisfied

Excellebt and quick service!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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