Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jason

The claims process was seamless

The claims process was seamless. It was very easy to file the claim and upload documents, and to my knowledge, the check is in the mail.
5

out of 5

POSTED: | BY: ALEXANDRU TUDORA

Great pet insurance coverage

Great pet insurance coverage and customer support
5

out of 5

POSTED: | BY: Danielle

If you have insurance on your kids, you should have it for your pets

We have Pet Insurance on our 5 dogs and it is worth every penny. We have had very pleasant experiences using the insurance and always feel good knowing if something happens to our pups, we have options.
5

out of 5

POSTED: | BY: Caroline D

Answered my questions

Christina was wonderful and made the whole process smooth
3

out of 5

POSTED: | BY: Jason Stiles

I think it would be nice to be able to…

I think it would be nice to be able to add multiple “owners” than just one owner. I share our cat with my fiancé. I wanted to add her to the account as well, but that was not an option.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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