Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah

Well I haven't used it yet so I hope…

Well I haven't used it yet so I hope its great I have been looking for pet insurance for my Lilly that I can afford so I will have to get her flea medicine its Braveto I hope it pays and her Ivertheart worm pills also. I will let u know more
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1

out of 5

POSTED: | BY: Aruni Samarasinghe

Terrible customer service

one bad experience after another, it's not the company, it is the customer service personal the first one never explained the changed benefits and was quick to cancel my policy in Jan2026. yesterday i called in again to reinstate the policy after researching from work colleagues information i hadn't received form the customer service rep i spoke to on Jan, and i had the displeasure of speaking with Art - # 6229 who was rude and unhelpful. requested a call back from a supervisor but nothing yet. your people are terrible!!
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5

out of 5

POSTED: | BY: Carrie

Easy to complete application process.

Easy to complete application process.
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5

out of 5

POSTED: | BY: Nancy

Representatives are always kind

Representatives are always kind, helpful, understanding and knowledgeable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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