Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rose Perry

Best insurance

Your claim process is so easy and all your customer service employees are courteous and efficient. The best thing i ever did was insure my puppy Angie
5

out of 5

POSTED: | BY: Tony

Great Insurance

We purchased pet insurance in case of large medical expenses (surgery/chemo/etc.). Fortunately, Charlie has not needed any major treatments, but unfortunately, he has required several tests that were not surgery-level expensive, but still expensive. The insurance helped a lot and made these less stressful. We are grateful to have the coverage and for Nationwide's excellent customer service.
5

out of 5

POSTED: | BY: Beth Ann

Insurance that makes life easier

Very helpful with costs of vet bills. Easy to submit claims.
4

out of 5

POSTED: | BY: Brian Lovegrove

A little disappointed

My experience with Nationwide has overall been very positive. My criticism largely is due to the surprise I encountered when my first large bill was rejected. I can clearly see the policy exclusions, but think Nationwide should use their “Reach” to educate their insureds on things to watch out for so they can avoid these situations. My dog had what I felt was a significant bloody stool, so I promptly brought her to our vet for treatment. Little did I know the peace of mind I had walking in “thinking I had major medical” didn’t exist. A flyer/reminder from the company might have helped. The call to the vet line offered little satisfaction since they are unfamiliar with the policy coverage.
5

out of 5

POSTED: | BY: Naomi K

Nationwide Insurance is a blessing, so prompt in response, and able to provide better care for my faithful companion.

So much appreciate that you accept the diagnosis and provide reimbursement for the costs. My old retirement budget may not be able to keep my faithful companion going so well. I recommend your coverage to soooooo many folks. Thank God that I learned about your pet insurance. Blessings, Naomi

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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