Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,847

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

Thank you, Nationwide Pet Insurance you saved Charlie's life!

I am so glad I chose to sign up for pet insurance when Charlie was a baby. Not knowing that we would need the insurance for such an emergent thing. HGE is very serious and could have taken Charlie's life. Thanks to Nationwide they were able to reimburse me for the visit in days.
5

out of 5

POSTED: | BY: Laleh

Puppy Care

Thank you for great customer service and professionalism. Thank you for protecting my puppy care.
5

out of 5

POSTED: | BY: Florencia

Great coverage

Great coverage at a low monthly cost.
5

out of 5

POSTED: | BY: Lori

Prompt response with claim processing

The entire process from applying for coverage, to initiation of the policy & submitting a claim to processing the claim was easy to do, & love being able to use any veterinarian of our choice!
5

out of 5

POSTED: | BY: Max

Urgent Care visit ended up being pretty painless

I was expecting to be on the phone and go through a painful process when trying to reimburse a claim. Instead, I just printed out some documents, that were partially autofilled, and sent them on their way. Solid process. Would be 10/10 if there was a mobile app I could use to submit a claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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