Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suzanne Nigrelli

Very glad we chose Nationwide

Everything was very easy to do.
5

out of 5

POSTED: | BY: JoAnn Craft

I'm very pleased with this insurance for my dog.

Very happy with insurance. Haven't really had to use customer service so not fair to rate them and not sure what is meant by ease of claim rating. Seems claims are being processed and paid more quickly recently which is a plus.
5

out of 5

POSTED: | BY: Bob

Satisfied Customer

Very happy with the service and coverages. Might I suggest a way to submit claims via e-mail instead of only fax and US mail? Haven't used a fax machine in years.
5

out of 5

POSTED: | BY: Nour Millstein

Quick

Nationwide is quick to process claims and follow up if additional info is needed. The website is user friendly and a great way to access history of claims.
4

out of 5

POSTED: | BY: Tracy Swidersky

Great Insurance Plan

I've been with you several years, Insurance Plan is great along with Customer Service. However claim reimbursement has slowed down significantly, I would say over the past year to 18 months. I was signed up to get reimbursed directly to my bank account. It worked fine for a little while, but stopped working. I tried several times to get it corrected but was never successful, so I'm back to receiving a check. The automated reimbursement system seems clunky or your staff isn't well educate on it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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