Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robyn Sheets

We love this insurance!

We are so glad we got this insurance for all 3 of our cats we adopted 7 yrs ago. We decided to get it when they were kittens. It has been a real help when they go in for their annual physicals, dental cleanings and other procedures. Our Rebecca had to have 4 teeth pulled at the dental exam last month and we were surprised at how much we got back on that! It helps pay off that care credit card! It is so easy to file a claim. It takes just a couple of minutes and you are done. Then they direct deposit into your bank! Super easy! And they send birthday cards. They even sent an email checking up on Rebecca. How cool is that?
4

out of 5

POSTED: | BY: Kelly Burkey

Better Communication

I purchased Scooby's insurance thru Nationwide because my Aunt highly recommended, unfortunately I was given incorrect advice on filing claims, took over a year to get reimbursed and had no follow up to submissions or help with how I was handling them incorrectly. I am in the service and was station at A-School in June, leaving Scooby with my Aunt whom helped straighten out the claims, but again we are very unhappy with the co-owner rules. We will both be caring for Scooby over the next year while my next duty begins, but we are not allowed to both be on the policy? Yet a married couple is? It will be a struggle if I am on the boat at Sea and Scooby has an emergency but we have tried to talk to a couple of representatives whom suggest just changing it into my Aunts name which requires more paperwork.
5

out of 5

POSTED: | BY: joseph harwell

nationwide is great

Nationwide insurance for my pet has been EXCELLENT!
4

out of 5

POSTED: | BY: Julie beck

Bella is doing well on her medicine

very happy with this insurance for Bella
4

out of 5

POSTED: | BY: Glenn Bruno

Claim review

While we appreciate the process in reviewing claims, the turnaround time for payment could be a bit quicker. We do appreciate it's done direct deposit.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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