Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Noelle

Super easy claim process made a costly decision an easy choice.

My dog is a 9 year old who we got when she was 5. Not knowing what kind of veterinary care she had before us and having previous dogs with major medical issues, we felt adamant about getting a whole pet policy for peace of mind. Lucky for us she had no issues... until we took her for her 9 year checkup. We were told she had to have 2 teeth extracted and possibly more. When they did the x-ray, it turned out she would need 23 teeth extracted! I was extremely concerned about this because of the severity of her periodontal disease. I had no idea it was that bad! I submitted my claim (for a LOT of money) and was reimbursed within 2 days of submission. Milly recovered really fast, and I could tell that she feels so much better now that she is healthier. I am extremely grateful that I had the pet insurance to be able to say sure, pull half her teeth. I know because of it, I am assured that I can make the best decisions for my pet's health regardless of cost.
5

out of 5

POSTED: | BY: Denise

Nationwide foes exactly what they promise and very efficiently.

I have two new pups who are getting into everything including swallowing rocks!! Nationwide has covered the subsequent surgeries as promised.
5

out of 5

POSTED: | BY: Michael

Customer Service

I've been a customer for two years and am very happy with this provider.
5

out of 5

POSTED: | BY: Lisa

Nationwide Pet Insurance is 5 Star!

Having a French Bulldog I feel its imperative to have insurance, Nationwide has been a God send...*
5

out of 5

POSTED: | BY: Dan

Extremely easy to use

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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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