Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen Callahan

Nationwide is a good choice for your pet.

I am very happy and pleased with the recent coverage of Belles injury! The monthly cost is a little high for a dog who is 8 and had no prior serious problems, however I am pleased with the coverage of her ACL injury! She is doing ok but the sensitivity to reinjury is high. We are doing our best to keep her quiet and somewhat confined. It’s just a matter of time and hopefully will not need the surgery. We shall see. Thank you for inquiring!
3

out of 5

POSTED: | BY: Alex Hardy

Wish reimbursement limits weren’t so low

For the most part I’ve been comfortable with the coverage. But the reason I got the policy when Elvis was a puppy was so that when he was older and I was faced with costly treatment that I could more easily get him the care he needed. The coverage for his most recent treatment was the exact example I had in mind 8 years ago. Easily treatable cancer. I didn’t think twice about agreeing to the surgery. But I was reimbursed about one third of the cost. I wonder if instead of paying the premium for eight years I would have better off to put that money in a savings account set aside for vet expenses. Maybe.
5

out of 5

POSTED: | BY: ERIC WEISS

Love having the peace of mind

My dog Sawyer is doing great. Having Nationwide insurance gives me the peace of mind to take Sawyer to the Vet. Without worrying about the Vet. Costs.
5

out of 5

POSTED: | BY: Jacqueline Schuster

Ease of Mind

We have pet insurance so that we don’t have to worry about how to pay for the big one if it happens. Well it happened. Our little girl tore her cruciate ligament and damaged her meniscus in her rear leg. The injury required surgery by a specialist. Huge cost. But no worries, the surgery was covered by our insurance. The claim was filed and approved within a couple of days. Payment was very prompt. Our puppy is well on the road to recovery. With the insurance we never had to worry about the costs and we were able to concentrate on getting our dog the needed treatment. What a relief! Ease of mind. Thank you Nationwide.
5

out of 5

POSTED: | BY: Eric Guerri

Great customer service

Great insurance plan. They actually took care of the claims. They delivered on what they sold to me and exceeded my expectstions. They were so very helpful in answering information about my claims.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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