Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra

Quick turn around time for claims processing & payments

Tiger is doing great. I was very impressed with how quickly my claim was processed and paid. This was awesome!!
5

out of 5

POSTED: | BY: Yvette

Best Insurance Ever!

After hours and hours of searching for the best pet insurance for my dog Bear, I am so glad I chose Nationwide. The ease of filing claims and the speed of reimbursement make it worth it! Thank you Nationwide for being there for my Bear!
5

out of 5

POSTED: | BY: Cheyenne

Yay

Originally I was extremely upset where I submitted my claim online and was told they didn't receive part of it. After phone calls and talking to a supervisor, and submitting more information to him, the claim was accepted. I got a phone call from Nationwide stating it was accepted, with the amount, and how to go about accepting the online payment.
5

out of 5

POSTED: | BY: Dana

Best decision I've ever made!

Getting insurance for Lola through Nationwide is the best decision I've ever made when it comes to being a responsible pet owner. The ease of filing a claim and the timeliness of getting reimbursed is top notch! I would recommend this to any and all pet owners.
5

out of 5

POSTED: | BY: Sagar

Very fast and easy claim reimbursement process!

I am very delighted with how quick and simple the process was to get reimbursed for my expenses.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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