Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Baum

Nationwide and the folks that work there are the best and truly caring people.

Nationwide is great. While I would prefer to never need them - as that would mean my pet was healthy - we have not been so lucky with our pet who has over the years needed plenty of medical treatment. But Nationwide and its predecessor have always been there to assist financially, and their customer service on the phone is excellent. They also make the claim filing process extremely easy and never delay in the review and processing of claims and payments. Excellent, excellent company. Thank you very much.
5

out of 5

POSTED: | BY: Rob Gutro

Easy to use, great coverage

I've had Nationwide Insurance on our dogs since 2008 when it was VPI. Nationwide provides great coverage on many things and it's so easy to work with. The customer service is excellent, the website is also very user-friendly. I have always recommended Nationwide to everyone I know who is a pet parents.
5

out of 5

POSTED: | BY: Secil

It would be better if you have an option to upload claims info to your system without needing a mail or fax.

Thank you.
5

out of 5

POSTED: | BY: G

Fabulous coverage!!

Excellent coverage and customer service
5

out of 5

POSTED: | BY: Michelle

Millie is doing much better! Thanks for checking in.

All is well!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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