Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Szafranski

Your claims process is way too slow, even when claim is sent via email. Takes about a month

See above
5

out of 5

POSTED: | BY: Sylvia Walker

Wouldn’t Be Without Nationwide on My Side

I’ve been a policyholder even when it was VPI. Nationwide has given us peace of mind when our dogs needed care. You’ve always been fair and timely. I recommend Nationwide every chance I get. Put a post on FB. Thank you!
5

out of 5

POSTED: | BY: Ron Harry

wish your rates were not going up as much as they are. Being retired I only have a limited amount of money to spend on our dog

we have enjoyed your company. Hate to leave but we must
5

out of 5

POSTED: | BY: Lisa

Great service, BUT....

When I adopted my rescue dog, I immediately got pet insurance. I've learned from past experience that vet bills can be astronomical. Therefore, I bought the best plan I could find. My dog has NOT had any major issues since we got her 2 years ago. The first year the premium was around $69 per month. The second year it was around $84 per month. Even with the premium increase, I thought it was still worth it. This year the renewal went up to $151.67 per month. THAT IS CRAZY!!!! I can live with a small increase, but that's almost double!!!! I will NOT be renewing my coverage. I'm planning to just put the $1800 per year in a separate account, and draw on it if/when my dog needs vet care. I'm very disappointed.
5

out of 5

POSTED: | BY: Joel

Nationwide is on your side.

They were very compassionate when we had to put down our previous fur baby.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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