Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Peggy

Hannah is doing great❤️

Very satisfied
5

out of 5

POSTED: | BY: Sheila

I don't know where I'd be without Nationwide Pet Ins. Because of them, my sweet girl is alive!

I have had Nationwide pet insurance on several pets, and with my "Full Throttle" Labrador Retriever, this insurance has really paid off. Having this insurance has allowed Ellie Mae to get the care she needs, when she needs it. I have never had a problem with claim reimbursement, and customer service has always been exceptional. Nationwide Pet insurance has by far exceeded my expectations.
5

out of 5

POSTED: | BY: Mary

Efficient

Insurance is paid in a timely matter. They are concerned how your pet is doing.
5

out of 5

POSTED: | BY: suzanne

The best for your pet

A new puppy brings lots of obligations and some surprises. Having the security of knowing my pet is covered for the majority of her medical costs is very reassuring . The claim process is seamless and Nationwide makes the entire process hassle free. Customer support was very helpful when I needed clarification or guidance. I am very pleased with Nationwide Pet Insurance and highly recommend it.
5

out of 5

POSTED: | BY: Elaine

Great coverage for my kitty to ease my mind

Nationwide has been a lifesaver for me and my kitty. She was diagnosed with chronic IBD, that has continued to have complex complications for a few years. My cat is so important to me, so I want to do everything I can to make sure I am taking the best care of her. This has included x-rays, blood work, a digestive panel, ultrasounds, emergency vet visits, and regular check ins and follow up. Nationwide has been absolutely wonderful to help with the cost of all of this care. Submitting claims has been totally easy (generally my vet just emails everything to them) and they've been great to work with, very reasonable and helpful with all of my claims. Their coverage is really extensive and great. I cannot express how helpful the coverage has been, so I can just do what I need for my girl. Her illness is stressful enough without the stress of the financial piece, and having Nationwide take that off of my shoulders has been amazing. I can choose what to do based on what's best for her, not based on cost. Highly recommend this insurance! They've been pleasant to work with, always kind and caring, and a really important part of my cat's care!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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