Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janice Dr.

Peace of mind

Our dog had a rather large abscess that ran from her eye to her lower jaw and into her nasal cavity. She was very, very sick and required hospitalization. We weren't sure what Nationwide would cover, but were very happy and surprised on how much they did cover. It was peace of mind. One less thing to worry about as we were navigating her illness. Uploading claims were super easy and paid within a week, if not less. Nadine isn't out of the woods yet, and may need a surgery on her eye, but we feel confident that we have the right insurance policy to help us navigate this health crisis.
5

out of 5

POSTED: | BY: Leslie Uncapher

Filing a claim is so easy!

Excellent.
5

out of 5

POSTED: | BY: GARY KARPINSKI

EXCELLENT

Freddy was very sick and needed emergency treatment. My claim was dealt with very efficiently and I received a check and statement within 10 days.
5

out of 5

POSTED: | BY: Mary Galligan

Happy to have Nationwide Pet Insurance

Very quick claim turnaround. Thanks for being there for "Ike"
5

out of 5

POSTED: | BY: Katie

Easy and processed quickly

The hardest part was scanning my documents - and honestly, that’s not that hard. I attached them to an email, got a confirmation reply, and shortly thereafter had my EOB and reimbursement. The process is super simple, and they have FAQs and even videos to walk you through submitting claims. Everything I expected to be covered was covered. Couldn’t have asked for a smoother claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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