Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Henrik Martirosian

I think nationwide is on our side!!!

I just hope the cost for Bozley’s insurance wouldn’t increase that often. We started with $70 something three years ago, now it’s $116 something. Even though it’s not cheap to have this insurance but my family and I are very glad to have this piece of mind. Thank you Nationwide.
5

out of 5

POSTED: | BY: Vicki Bari

Rosie Healthcare

If you don't have pet insurance get it! Best decision ever! We all will do whatever to make sure our babies stay healthy and get treatment needed but sometime it s hard with the costs. m Just as it is with ourselves too. We have insurance why not our fur babies. So easy to file a claim and it is affordable!
5

out of 5

POSTED: | BY: Anita TRACHTA

Great service

No complaints
3

out of 5

POSTED: | BY: Kris S.

Difficult to work with

I have had many claims denied because they needed more info. When I submitted the claim again with additional information, it was denied again due to being submitted multiple times. I almost decided not to bother submitting claims anymore due to the difficulty I experience in submitting them. Additionally, the claim submitting process is a pain. It would be great if we could just upload documents right to the website. Prior to coming to Nationwide, I used Pets Best insurance. I switched due to getting coverage through my employer but I wish I hadn't. If I had done more research into the claim submitting process prior to switching to Nationwide, I would have stayed with Pets Best. Now I can't switch back because anything that is currently covered will become a pre-existing condition. I will say that once I finally did get some claims approved, the payment process was simple, although I wish they could deposit directly to me instead of going through Chase Payments.
5

out of 5

POSTED: | BY: Lynette Herrera

I never have issues!

The claim submittal process is easy, especially using VitusVet. My boy has a skin allergy and sometimes it seems it’s under control and then poof he has an outbreak of a rash or is itching. Getting him relief is so important and Nationwide is helping us every step of the way.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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