Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shaishav

Fast claim, no details If claim is not approved

Have filed se 10 claims till now. Most claims have been accepted without any issue however most don't get any details on what was approved. 1 claim has no approval but had no details as well.
5

out of 5

POSTED: | BY: Karen Vaughan

Well worth the investment

Customer service is excellent and extremely professional. They take the time to explain every little thing and are extremely patient. The only complaint I have is that you do not cover or partially cover Spaying or neutering, since it is a must for a healthy happy animal and hopefully lowers kill rates in shelters, I sincerely think it should be covered!
5

out of 5

POSTED: | BY: Deb Marshall

Great Service

Great timely service. I am pleased with Nationwide
5

out of 5

POSTED: | BY: Shirley Holguin

You're great thank you. You really help my pocketbook

Glad I upgraded last year. Have paid very little out of pocket. Appreciate your emails you send inquiring about hows she's feeling. Short turnaround on reimbursments.
5

out of 5

POSTED: | BY: Amanda Blomstrom

Best pet insurance we found!

We shopped around, as did a good friend who also has a new dog, and while they didn't get covered for a spay, we sure did! No hassles, great coverage. Thanks for being there, Nationwide :)
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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