Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Jhamile

Consistency in claims processing

All of my initial claims were processed within a week of me submitting the information which made for a great experience. My recent and largest claim hit a road block that has slowed processing significantly. Had I known that medical records and notes needed to be sent with the claims, I would been doing so after every visit. As it seems the reading of medical records takes a few weeks before decision is made on my claim. My expectations of “ease of claims” has changed.
5

out of 5

POSTED: | BY: Ivie Sparaco

Could not recommend more!

I had another insurance company before Nationwide and I am so glad I switched. They are wonderful and pay back in a timely manner, and has never given me grief about any claims. I try to tell everyone I know about them!
5

out of 5

POSTED: | BY: Kristy Myers

Great coverage and piece of mind!

I think my dog has better health insurance than me! He’s mostly a healthy dog, but I can rest easy knowing he’s covered in the case of an emergency.
5

out of 5

POSTED: | BY: Ryan Brown

Schumacher Claimd

Quick. Hassle-free. Just wish the claims form was I little more autopopulated
5

out of 5

POSTED: | BY: Joseph Gonzalez

User friendly and well conceived

Nationwide is one of the best companies I have ever dealt with. Customer service is very friendly and very helpful. I submitted several claims recently and the response was completed on a timely basis. I did not have to wait long and I was reimbursed quickly afterwards. Thank you all for your hard work and patience when I have questions. Keep up the great work. I will be recommending Nationwide to other dog owners.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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