Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Thomas L

Ease of filing and quick response!

Easy to file claim and quick response.
5

out of 5

POSTED: | BY: Susan Garner

Trustworthy

I enrolled my little girl with Nationwide Insurance (it was under a different name at the time) the week after purchasing her. Nationwide has NEVER hassled me over a claim and has always paid on claims per their stated policy coverages. I have been extremely grateful and pleased with Nationwide's pet insurance.
5

out of 5

POSTED: | BY: Rita Lampus

Claim went smoothly after the company misplaced the invoice that was attached to the claim.

Excellent customer service. The invoice attached to the claim was misplaced, but once we got things straightened out, service was excellent!
5

out of 5

POSTED: | BY: Leo Gallagher

No muss no fuss no bother. All claims processed efficiently and paid very timely and without any hassle. Highly recommended.

"Hoagie" has a lot of issues the vets have told us but because we have Nationwide Pet Insurance we are able to provide him the best of care that exists in veterinary medicine today. We highly recommend Nationwide for every pet owner. They have never questioned any of Hoagie's claims and have processed them efficiently and paid them promptly. One of the best decisions we have ever made.
5

out of 5

POSTED: | BY: KB Williams

Easy to submit claims

Thanks for the easy claim process and quick review.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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