Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Ann Dineen

Very professional and courteous

Very professional and courteous. Took care of my adding another pet for me quickly.
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3

out of 5

POSTED: | BY: customer

We have had pet insurance from…

We have had pet insurance from nationwide for over ten years. For my current dog, it has been 7 years. The company decided to stop offering the policy that my dog had for all these years. I am now expected to re-apply as if he were a brand new dog. Any conditions that he has now, like his allergies, are considered a pre-existing condition that will not be covered under the new policy. We also have to jump through hoops to provide nationwide with his prior physical documentation - over six months old, even though they have that information on record under his previous policy.
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5

out of 5

POSTED: | BY: customer

The process was easy and quick

The process was easy and quick. I have used your company for another pet and the coverage was more than I expected when she fell ill and died suddenly. You managed that situation very well and your customer service was great, which is why I am returning.
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4

out of 5

POSTED: | BY: customer

Melodie was nice

Melodie was nice, but took a bit to get this done as was left on hold with no one coming back, system issues prevented completion on line.
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5

out of 5

POSTED: | BY: customer

Ben was amazing helping me find a plan…

Ben was amazing helping me find a plan that worked for my pets.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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