Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue McCarthy

Will never go without pet insurance again!

Seriously, we will never go without pet insurance again. On a prior pet we learned the hard way racking up enormous vet bills. They are our children. And when it comes to vet care we will not sacrifice their well-being. Just knowing Nationwide is there brings us great comfort should an emergency arise.
5

out of 5

POSTED: | BY: Pat Moore

The process is simple and easy

The process is simple and easy!
5

out of 5

POSTED: | BY: Mary Asmus

Nationwide is on your side ...it’s TRUE! LOL

I have had 3 dogs insured through Nationwide for nearly 4 years. I had never had to submit a claim until now. In the last month, my Sheltie had to have 3 visits, 2 of them emergencies due to a foxtail in her ear. She’s now fine thank goodness. I was expecting the process of submitting my claims to be a hassle and I was so pleasantly surprised. I am really glad I have my dogs insured. I’m really grateful that my vet bills were not questioned and that the process was so easy. Thank you Nationwide!
5

out of 5

POSTED: | BY: Dawnelle Steinfurth

Pet insurance is definitely worth it!!

It is worth it!!
5

out of 5

POSTED: | BY: Jim Griveas

I am so glad I purchased pet insurance!

We purchased pet insurance shortly after we brought home our new puppy. The process to select the right insurance option for us was easy and we received great customer service to aid our selection. The Nationwide Claims process is so simple and fast! Very thankful for the great service we are getting for our puppy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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