Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sara

Awesome service

So thankful to have pet insurance to cover the cost of expenses with our dog.
5

out of 5

POSTED: | BY: Angela

Excellent and comprehensive claim service

Excellent and comprehensive services. As someone who didn't know a lot about how pet insurance works, they are always eager to answer my questions and get me the help that I need!
5

out of 5

POSTED: | BY: Cynthia

Nationwide makes caring for your pup easier! Vets are expensive, Nationwide provides the bridge to better health for your pet

Having a puppy is expensive, regular checkups, shots, neutering, in addition to the issues you never considered could happen can be devastatingly expensive. Nationwide makes vet care and pet care more affordable and easy. Easily submit receipts (Mobile app) and within a week or 2 at most your refund is deposited into your bank account. My pup is happy and healthy because I am assured he has the care he needs to grow up strong. Thank you Nationwide for the support to ensure Zeus stays healthy, happy and strong through every stage of his life!
1

out of 5

POSTED: | BY: Carol

What good is it?

I see no positive benefit from the 24/7 vet helpline. I believe all they are going to do is tell you to take your animal to the nearest vet.
5

out of 5

POSTED: | BY: Terrie

Great product, great service and now much improved payment turnaround time! Thanks!

I don't know what has changed, but what used to take 4-6 weeks to get paid is now days to less than a week. That alone keeps me from looking at other insurers options. Submitting the claim is a breeze on the Vitus App, and now payment through CQP, and quick turnaround on same is absolutely fabulous! I don't have to worry about affording and providing care to my fur baby for those emergency situations that add up quickly. GREAT JOB NW PET!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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