Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Great Plans, Great Pricing, Amazingly Easy Claims

I do not leave reviews as often as I should, but Nationwide Pet Insurance is definitely worthy of a review. Their pricing is best, their plans cover the most, the deductible is competitive, and their service is top-notch. I have the My Pet Protection with Wellness plan, which has been honestly perfect for my needs, definitely worth recommending for purebred dog owners. Additionally, I am not a fan of using apps for processing anything financial or forms, but the VitusVet app for submitting claims is beyond user friendly, I submit claims right from my phone in about 2 mins or less. I have claims reimbursements sent as a direct deposit and usually have my reimbursements within a week or two, sometimes within days.. I have zero complaints!
5

out of 5

POSTED: | BY: AMY

Wonderful Service

The service I receive from Nationwide Pet Insurance is great!! The process is so easy, and when I've needed to call customer service, they are very polite and helpful!
3

out of 5

POSTED: | BY: Joelle

Price Increase

Very disappointed in my year over year increases for my THREE pets on the plan. Almost all of my claims (except an occasional sickness) has been wellness, yet my rates keep increasing. one pet is up to $75/month. I can't afford this anymore and likely have to cancel soon, as I budget out $150/month for all 3 pets. Super disappointed.
5

out of 5

POSTED: | BY: Terri

Nationwide allows for my pets to get the best care

Nationwide allows for my sweet fur babies to get the best care
5

out of 5

POSTED: | BY: Rick

We were impressed with the vet visit cost

We were impressed with the vet visit wellness checkup. I’m hoping the costs will be pretty reasonable if he has health issues as he ages.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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