Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Christopher

Displeased

I disagree with your findings of pre existing conditions. I pay good money for insurance for both of my dogs and spend lots of money on vet each year. I am not pleased to learn Nationwide took 30 days to them tell me there is pre existing conditions to get out of paying a claim. Nationwide is NOT on my side as your slogan states otherwise. Your customer service reps are not compassionate either. I am thinking of changing pet insurance companies.
5

out of 5

POSTED: | BY: Jim

Josie's illness

Josie is doing fine and thank you for asking
5

out of 5

POSTED: | BY: Frank

Mr

Best product I have found.
5

out of 5

POSTED: | BY: Maggie

Quick and Easy

This was truly a painless process. The claim form was very easy to fill out and submit. The processing time was far less than expected.
4

out of 5

POSTED: | BY: Rebecca

I'm so glad I purchased pet insurance.

Nationwide paid for everything that their website says they would. I had my recent first large claim so was apprehensive to see what would be covered. My dog was sedated for a dental cleaning and her annual visit. Everything was paid for. Additionally, she was found to have hip dyplasia. This imaging, as well as her new medications, have all been covered. Every time I have called Nationwide, their customer service has been excellent.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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