Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Yale

Great service and fantastic response time

I am so thankful that we signed up for Ginnie's pet insurance through Nationwide. The paperwork is easy to handle. Reimbursements are very clear. We didn't require much in the way of claims service when she was young. But now that she is older we are so glad that Nationwide has our back. The few times I've spoken with customer support I found them to be helpful and caring. Thanks very much for what you do.
5

out of 5

POSTED: | BY: Cristina

Claims are paid quickly!

The claims are paid quickly. The only issue is customer service can be vague with their answers.
5

out of 5

POSTED: | BY: Brendan

You make it seamless

Everything is seamless
5

out of 5

POSTED: | BY: Michael

Best Honest and Sincere Pet coverage we've ever had.

Word of mouth is the best review. A lot of people overact both ways depending upon if they got their way or not. Nationwide is fair, simple to initiate claims and pretty quick to adjudicate an amount owed. Lexi is fine by the way recovering nicely from the "spay".
5

out of 5

POSTED: | BY: Robert

Nationwide has always come through in a prompt professional way!

I have been very pleased with the service since the first time we had to make a claim. Highly recommend!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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