Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Che

Amazing Experience

Unfortunately after only having our puppy a few weeks he was hit by a car and had to spend 4 days in the hospital inclusive of 30 hours of oxygen therapy to ensure there was no respiratory or neorologic damage before having orthopedics assess the fracture in his front right leg , Thankfully he pulled through and his surgery went well and he’s back home with us ! I had had my policy 3 days but was blown away how easy the process was to file a claim and had 90 pct of the 6k vet bill not only covered but direct deposited into my bank account in less than a week ! Customer service was also very empathetic to our ordeal
5

out of 5

POSTED: | BY: Sue

Repeat customer

This is my second policy with nationwide. My previous dog has passed away, so I bought a new policy for my puppy. I’m very pleased with the coverage and reimbursement we get when needed.
5

out of 5

POSTED: | BY: Janine

Great customer service!

Great customer service. My only issue is that my monthly premiums have significantly increased for the upcoming year. I am not happy about that.
5

out of 5

POSTED: | BY: MARK

INSURANCE IS SOMETHING YOU BUY BUT NEVER WANT TO USE

VERY EASY TO DEAL WITH AND CLAIMS ARE PROCESSED TIMELY
5

out of 5

POSTED: | BY: Joe

I get reimbursed with no problems

I am very satisfied with the coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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