Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,513

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: walter

Wish I could have done the application…

Wish I could have done the application thru the mobile app that I currently use to access my other pet's policy
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4

out of 5

POSTED: | BY: Diana Pierre

I love the wellness credit feature

I love the wellness credit feature. I know that money will go always towards wellness related items (exam costs, tests, vaccinations etc.). I have both my dogs on this insurance, one is 12 years old and the other 4 yo. It works for both. The older is under a higher wellness credit, the younger is under lower wellness credit.
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5

out of 5

POSTED: | BY: Charlels Strange

This is my third animal to cover with…

This is my third animal to cover with your insurance. I lost my Lola Bear to Cushing's in Oct 2025 and we rescued Henly from a rescue near Knoxville, TN. Your ins covers my risk factors on my dog at a good price. Every time I have called in your people are super helpful and knowledgeable. I trust yall with my fur kids
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5

out of 5

POSTED: | BY: donald Horvath

Great customer service!

Great customer service
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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