Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,513

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lori Anderson

I canceled my insurance immediately and…

I canceled my insurance immediately and they still haven't refunded my money
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5

out of 5

POSTED: | BY: Mrs. S Smith

The agent clearly explained the…

The agent clearly explained the services I would receive and how I would pay for them.
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5

out of 5

POSTED: | BY: Pam

Great plans and easy to file claims

Website is easy to use. Explanations of different plans is clear and several choices of coverage. My past experience with Nationwide was great. I had a cat who got sick and passed away suddenly in July. My claim was promptly taken care of with no issues and policy canceled. Very helpful while going through loss of pet.
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1

out of 5

POSTED: | BY: customer

Overpriced, underdelivered, and way too big and ego

You have a $100 deductible and an 80% reimbursement with caps and require a year's worth of medical records, not receipts, to underwrite a policy that will cost me $700 a year if I don't even use it. Get over yourselves. You can keep your precious insurance. You aren't worth my time and effort, let alone my money.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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