Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Camille Raspante

Best customer service on the planet!

We have had policies with Nationwide for many years and have always been very pleasantly surprised by the ease and accuracy of our claims being paid.
5

out of 5

POSTED: | BY: Maureen Carr

So glad we went with NATIONWIDE

It’s good to have peace of mind. This is our first experience with PET INSURANCE, but it’s Been been easy and rewarding so far.
5

out of 5

POSTED: | BY: Dominika

Reimbursements came in quickly

Claims were reviewed quickly but after I hit my deductible the company requested to review all of my dog's vet records and took 30 days to review this. During those 30 days no other claims were approved until the review was finalized - I was surprised by this and why it took SO long to review the vet records. I have a young puppy and got her insurance right after getting her so her vet record was not long at all. After the review process was finalized, all the claims were processed and I have had no issues submitting claims or getting reimbursements. I am pleasantly surprised at how quickly it takes to have my reimbursement in my account.
5

out of 5

POSTED: | BY: Lynn Stone

Every pet owner should have Nationwide Pet Insurance!

Nationwide Pet Insurance is a must for every pet owner! At some point it seems that every pet needs some help from the family vet for an illness that may be costly. Nationwide has your back and will reimburse you for the costs in an incredibly timely fashion. We will always make sure we have this pet coverage. Thank you, Nationwide!
5

out of 5

POSTED: | BY: Emily

Nationwide has been very helpful with our dog Maple

Nationwide has been very helpful with our dog Maple
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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